Buying a home is one of the most important purchases many people will make. However, many only dream of making that purchase, as that first step can be intimidating and financially daunting.

By taking H.E.R.O. approved Homeownership Education, you will gain knowledge that will protect you and assure that you get a fair deal. From knowing how to budget as a homeowner, or learning how to repair your credit to choosing a real estate professional, being an educated homebuyer can help you save a lot of money and potential headaches in the future.

Personal Money Management - This topic will help you gain a broader knowledge of budgeting and other money management techniques.

Credit History Review - This topic will inform you on the importance of your credit report and the impact it has on homeownership.

Financing and the Loan Process - This topic will lead you through the financing process and highlight available financing alternatives. You'll learn the players and roles that work to make homeownership a reality.

Shopping for a Home - This topic will prepare you for the adventure of searching, and selecting a home appropriate to your needs.

Now that I'm a Homeowner - This topic will prepare you for being a responsible homeowner.

Predatory Lending - Being aware of fraudulent or deceptive behavior is a must for new homeowners.

Additional areas of importance may be covered at the discretion of the H.E.R.O. Partner conducting the class. Please contact the H.E.R.O. Partner in your area to learn about upcoming classes and topics that will be covered.

H.E.R.O. is made possible by:
This site sponsored and maintained by the South Dakota Housing Development Authority